How does your ideal retirement differ from reality, and what can we do to better align the two?
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The S&P 500 represents a large portion of the value of the U.S. equity market, it may be worth understanding.
It’s morning and you’re out the door. Immediately your home’s smart devices take over, dialing down the heat, turning off the coffeemaker, and arming surveillance inside and out. In the car, rain-sensing wipers activate at the first drops; adaptive cruise control maintains a steady pace; and upon arrival, parking assist gets you into a tight space, no problem.
Some people may want a more advanced gifting strategy that can maximize their gift and generate potential tax benefits.